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January 2015

Prevent Your Pipes From Freezing This Winter

Winter is officially upon us, and with the plunging temperatures comes a series of potential household hazards inside and outside, including frozen pipes. Protect your home by considering the following tips to keep your water pipes from freezing — or even worse, bursting:

Preventative Steps
During frigid temperatures, actions as simple as keeping cabinets open — to help with warm-air circulation throughout your house — and making sure your thermostat is set to at least 60 degrees Fahrenheit can reduce the likelihood of frozen pipes.

Study Abroad
If you find that your water meter is working but your water isn’t running, this could mean you have a frozen pipe — and if the water thaws, the pipe might burst. If this happens, contact a plumber as soon as possible to help prevent your home from serious damage.

Also, you can shut off exterior faucets (draining any excess water) and occasionally turn on interior faucets (make sure the water stream remains low) to further prevent damage.

Remember to turn off your water altogether if you plan on leaving your home for any lengthy duration. Have a trusted friend or neighbor visit your home daily to make sure everything is running smoothly. Before leaving, show him or her where the main water shut-off valve is located.

For more security, install low-temperature sensors throughout your home and an automatic shut-off system that will turn off your water once a leak is detected.

Post-Damage Action
While the steps above can greatly help to reduce frozen pipes and water damage, always be prepared if a pipe bursts. Immediately close your main water shut-off valve, move items out of the way of the damaged area and call an emergency service restoration company to help assist you with maintenance and repairs.

The last thing you want to deal with this winter is pipe damage or flooding. Safeguard your home with a home insurance plan that includes personalized coverage tailored to your specific at-home needs.

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Mavco is an independent insurance agency located in Hinsdale, Illinois. We provide personal and business insurance solutions, and specialize in supporting the complex needs of high net worth individuals and their families.

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