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March 2016 (630) 655-2410
Are Uber and Other Ride-Sharing Programs Putting You at Risk?

Ride-sharing programs such as Uber and Lyft are making it easier than ever to catch a quick ride for a good price — as well as giving people like you a chance to make a little extra money as a driver. Before you rent your car to boost your cash flow, double-check your insurance coverage to know what happens if you’re in an accident or face other damage. While ride-sharing companies typically provide some liability coverage to their drivers, they may not be responsible for:
  • Periods when the driver is logged in but hasn’t yet accepted a ride
  • Damage to the driver’s vehicle
  • Accident-related medical expenses for the driver
What’s more, in Illinois, using a personal vehicle for occasional paid rides could disqualify or limit your personal auto coverage. So if you’re thinking about using your car for a ride-sharing program, it’s important to make sure you’re properly covered.

Check Your Car Insurance Coverage
How to Recognize Fake IRS Calls

If you haven’t already received an email or phone call from someone claiming to be with the IRS, get ready — scammers are particularly active this year. The caller might say you owe money, you’re owed a refund or something else related to your tax return — all in an effort to get your bank information. To keep yourself from being fooled, keep these tips in mind:
  1. The IRS will always initiate contact through the United States Postal Service, via mail.
  2. The IRS will never ask for immediate payment.
  3. The IRS will never ask you to provide financial information via email, text or social media.
If someone contacts you trying any of the strategies above, don’t provide any personal or financial information. Protection from scammers means staying ahead of their tricks. To learn more about typical tactics used by thieves, talk to our team!

Learn More About Protecting Personal Information
Mavco is an independent insurance agency located in Hinsdale, Illinois. We provide personal and business insurance solutions, and specialize in supporting the complex needs of high net worth individuals and their families.

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